By Fredrick P. Niemann, Esq. of Hanlon Niemann, an Ocean County NJ Alzheimer’s and Dementia Attorney
Alzheimer’s disease steals from a person their personality, role in life and their life savings. There are ways to make your loved one’s life meaningful by taking steps today to help them keep some of what they’ve worked a lifetime for.
When the diagnosis is dementia or Alzheimer’s, there are steps every family should immediately take to ensure that their loved one isn’t put in a position to lose almost everything they have. It’s critically important that you get your loved one’s financial house in order right away. The sooner after the diagnosis the better to address insurance, wills, burial policies, safe deposit boxes, files and personal wishes. By starting early, you can avoid a forced guardianship under NJ law. Your loved one will be better able to discuss their wishes, and you can even put in place documents to allow your loved one to accomplish their goals in life.
Don’t take the risk of allowing your loved one to lose everything to high care costs. Their life savings could be quickly wiped out to a mere $2000 in the bank and $30 per month in income to qualify for NJ Medicaid.
Don’t let your loved one suffer the loss of dignity that so many of those with Alzheimer’s do, being unable to even provide for their necessities because care costs have sapped their life savings dry.
Contact me personally today to discuss your New Jersey Alzheimer’s and/or dementia matter to protect a lifetime of savings and income. I am easy to talk to, very approachable and can offer you practical, legal ways to handle your concerns. You can reach me toll free at (855) 376-5291 or e-mail me at firstname.lastname@example.org.