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Alzheimer’s Planning: The Basics
Individuals with Alzheimer’s disease have unique legal and financial needs, as do their families. As you may or may not know, Alzheimer’s care costs are extremely high today. In New Jersey, depending on the level of long-term care required, costs are typically anywhere between $7,000 and $12,000 per month! As one can imagine, this is not spare change for the average family.
Navigating through the emotional and physical demands of Alzheimer’s care can be a difficult process. Calling upon the assistance of a knowledgeable Elder law attorney, among other professionals, can help ease the burden this disease places on your family. Fredrick P. Niemann, Esq. is an experienced Alzheimer’s lawyer, having handled cases and lectured throughout New Jersey to various professional and community groups on topics including Alzheimer’s Planning, Asset Protection, Veterans Benefits, and NJ Medicaid. Please feel free to click here to see where and when Mr. Niemann will be speaking next.
What Exactly is Alzheimer’s Planning? Why is it Important?
Alzheimer’s Planning sounds like a simple concept, but many are not familiar with even the basics of it. It involves asset and income planning, as well as life care planning. By combining estate planning, asset protection, Medicaid planning, and planning for nursing home and home-based care, you can help determine your financial needs and ensure stability while making sure your loved one receives the proper care they deserve.
Elder Law is a unique field of law that requires a specialized knowledge of the unique problems presented to families who are forced to deal with Alzheimer’s or any other serious disease. The Alzheimer’s planning team at Hanlon Niemann helps advise families struck with this devastating illness. One of his key goals is to ensure quality care and the highest level of personal dignity possible for elder individuals. After all, this is what they deserve.
To help achieve this goal, Mr. Niemann typically aims to help you protect your assets as soon as possible. If you protect your money now, you can help to protect it throughout he Alzheimer’s planning process and sometimes still receive Medicaid benefits. Shielding your assets now can be key for ensuring quality care for your loved one down the road.
Why Choose Hanlon Niemann
Written by New Jersey Alzheimer’s Attorney Fredrick P. Niemann, Esq.
Do you have a loved one living in New Jersey who is suffering from Alzheimer’s disease or Dementia?
Fredrick P. Niemann, Esq, of Hanlon Niemann is here to assist you as a knowledgeable and caring Elder Law and Elder Care Attorney with years of experience with Alzheimer’s and Dementia clients.
Fred wants to help ease your burden, answer all of your questions and offer you hope that solutions are available to help you and your loved one.
Click HERE to view a personal message from Mr. Niemann
Actual Client Testimonials
I had a client who had come to me for advice. Her mother had done no financial planning and had just had a stroke. The daughter was given power of attorney and was afraid her mother was going to lose the house she and her children were living in if her mother went on Medicaid. Fred was able to think outside the box and come up with a solution that solved their issues. He was also excellent at explaining the pro and cons of each decision so the family felt comfortable they were making the correct decisions. I would easily refer more clients to Fred.
– Sean T. Keating, CFP®, ChFC®
Early Dementia, Alzheimer’s. My Mom’s health deteriorated to the point she required full-time care. She wanted to live at home, but required regular help with the essentials of daily living (i.e. dressing, bathing, etc.). As her caregiver daughter, the responsibilities fell on me to figure out what to do. Thank goodness for Fredrick Niemann.
He met with me and explained all of my options for my mom, from at home/community care, assisted living, state, county and local programs for the elderly, financial eligibility for benefits, Medicaid qualification, pharmaceutical assistance, utility aid, Medicare and Veteran’s benefits, etc. While I felt overwhelmed by it all, Mr. Niemann clearly was in control of what could be done for Mom. We engaged him to make applications for subsidized at-home care and assistance through available grant programs and as part of his services to us, he is counseling us on a reverse mortgage, income and financial products to enhance Mom’s monthly income and to reduce her expenses. Mom would tell me to let Mr. Niemann make all the decisions although I am her Power of Attorney. I value so much his confident and generally caring manner. If you’re trying to help your Mom, Dad or family member deal with a life changing health condition, call Mr. Niemann. I’m glad I did and so is Mom.
– Mary Layton, Farmingdale, NJ
Fred is an amazing and dynamic person. I have attended a few of his work shops and CEU events over the years and his interactive discussions have been both educational and entertaining. He is one of the few lawyers out there that I do trust and does whatever he says he is going to (Accountability) who ever I have referred his way has always thanked me for connecting them and this is why I continue to work w/ Fred. Great person, excellent ethics, and very knowledgeable. I highly recommend him.
—Steve Weiss, Regional Director of Professional Relations, Senior Bridge
I am a NJ attorney with 40+ years of experience in the practice of law. Medicaid applications are not my area of expertise. I consulted with three law firms who specialize in this area of law. Thankfully, I chose Hanlon Niemann & Wright. The firm is professional, knowledgeable, efficient and responsive. My sister received notice of enrollment into the Medicaid program within 40 days after the law firm filed the application. Lorraine Banach, my legal assistant contact at the firm, was excellent. I will recommend Hanlon Niemann & Wright to all my family, friends and clients who are in need of legal services concerning Medicaid law.
Joseph Marrazzo, Jr., Cherry Hill, NJ
Where Do You Start When Alzheimer’s Planning is Needed?
Many individuals don’t know where to begin when a loved one is diagnosed with Alzheimer’s or Dementia. Others feel as though income restrictions may hurt them from getting the help they need. Regardless of your income and assets, Mr. Niemann will help you deal with Alzheimer’s planning at any stage. He will work to address the issues most important to you.
DID YOU KNOW: One out of every five people over the age of 65 – and 50% of those over the age of 85 – are or will become diagnosed with Alzheimer’s disease. In today’s world, over 5.2 million Americans and 26.6 million people all over the world currently suffer from this terrible disease.
When Alzheimer’s strikes, family members are forced to deal with changes in behavior in addition to numerous legal issues. At Hanlon Niemann, we focus on Medicaid Planning for families with someone suffering from Alzheimer’s or Dementia. Our goal is to get you the information you need in a time and cost-efficient manner.
Long term health care costs for someone with Alzheimer’s or Dementia can destroy a family. Don’t let these costs bankrupt your hard-earned savings when you may qualify for Medicaid. Call us before filling out any Medicaid or VA application. We are often able to tell you at our first meeting whether or not it is possible for you to save money.
To learn some more information about Medicaid Eligibility in New Jersey, please visit our site dedicated to Applying for Medicaid Eligibility in New Jersey (click here).
To learn additional information about receiving up to $2,057 in additional monthly income when Alzheimer’s and Dementia strike a veteran or their spouse from the Veterans Administration, please visit our site on Aid and Attendance Pension Benefits (click here).
When Alzheimer’s and Dementia Strike Your Loved Ones, We Are Here To Help.
Don’t Let a Lack of Knowledge Regarding Nursing Home Care Cost You Money! Many Individuals Are Forced To Dip Into Their Life Savings, Sell Their Home or Assets, and Overall Become Broke In Order To Pay For Nursing Home Treatment.
Let Us Show You How You Can Get The Quality Long Term Health Care You Deserve Without Spending All Of The Money You Want to Leave For Your Family.
New Jersey has strict criteria they force upon all applicants before the state grants you long term care assistance. Unfortunately, this criteria requires you to be BROKE if you are single, widowed, or divorced. If you are married, the state typically requires you to spend half of your assets before they will provide assistance. If you do not meet these requirements, you may be forced to sell your stocks, house, or other assets simply to pay for medical bills that keep piling up.
All of us would like to provide for our loved ones without losing all of their savings. So how do you ensure that your family member with Alzheimer’s or Dementia receives quality medical care while protecting your assets? First thing you need to understand is that Medicaid will not allow you to have assets totaling more than a few thousand dollars. They usually limit payments to a “personal needs allowance” of somewhere around a dollar a day ($35 per month), an amount that clearly won’t suffice for a comfortable living.
In addition to strict financial requirements, Medicaid evaluations have also gotten a lot tougher. Officials now audit your financials from as far back as FIVE YEARS, attempting to find evidence that you should be denied or delayed from receiving Medicaid payments that you are rightfully entitled to.
As an experienced and trusted Elder Law attorney in New Jersey, I have worked with Medicaid officials and the government’s strict rules for years. My goal has always been to protect my clients from spending their hard earned money on medical care when they don’t have to. This is both my legal and ethical duty as an Elder Law attorney.
Medicaid rules have been written in a fashion that the normal person typically cannot understand. The same goes for lawyers who are not experienced in the Medicaid and Elder Law fields. Don’t make the mistake of failing to seek the assistance of a knowledgeable Elder Law attorney. You could be losing out on a significant amount of money. Allow us to help you and your family navigate through the complex maze of Medicaid paperwork and rules. We are familiar with the landmines and boobytraps and know how to use the rules in your favor.
Please let us help you. Call me personally today. I can help give you thoughtful answers to your complex Medicaid questions. I can be reached
toll-free at (855) 376-5291 or
by email at firstname.lastname@example.org.
I will dedicate the time and effort to you and your case that you deserve. Always remember, everything stays confidential.
For more information on other elder law topics, please visit our other elder law websites, including: